No two clients are the same. Understanding you, your financial goals, return objectives and risk tolerance is vital to an investment counseling relationship. We begin with an in-depth discussion of how your investments fit into your overall financial picture. From this conversation, your investment counselor develops an asset allocation framework, which he or she then implements with a combination of common stocks, fixed income and alternative assets, as appropriate. The investment counselor you work with is the professional who makes the investment decisions in your portfolio.

Regular communication between investment counselor and client is a crucial part of the management process. Our clients receive a personal letter every quarter from their investment counselor reviewing the current investment environment, any recent changes in their specific portfolio along with updates on companies they own.

At Marble Harbor we have chosen to focus exclusively on managing your investment portfolio. This allows us to concentrate on the most critical aspect of your financial picture. We work in concert with your other specialized professionals such as tax accountants, attorneys and estate planners to coordinate your personal financial picture.

While we manage your portfolio, your assets are held for safekeeping by an independent, qualified custodian, such as a bank, trust company or brokerage firm.